Even If You Have Good Credit, Reviewing Your Report Is Important
(firmenpresse) - PHOENIX, AZ -- (Marketwire) -- 03/28/12 -- A recent study of credit report errors by the Policy and Economic Research Council found that 19.2 percent of all credit reports contained an error, says Kristy Welsh of . "Even if you feel like you have good credit, it's important that you make sure your credit report does not contain errors," Welsh maintains.
Your contains information about you such as where you live, how much credit you have and how you use it and repay it, and whether you have filed for . Credit reporting companies sell access to the information in your report to lenders, insurers, employers, and other businesses that use it to evaluate your applications for credit, renting a home, and in some cases for insurance or employment.
Where is the best place to get your credit report so you can check the information contained in it? Annualcreditreport.com allows every consumer one free credit report a year from each of the three credit bureaus. "This website is the only place to get your report for free," adds Welsh.
What if you find errors in your report? "All errors should be disputed at once," says Welsh. Correcting your credit report is literally as easy as writing a letter to the credit bureaus. Tips for writing a good dispute letter can be found in Creditinfocenter's online .
Not only does checking your make sure your information is accurate -- it also guards against identity theft. Some 8 million Americans were victims of last year according to a study by Javelin Strategy & Research. The same study showed the out of pocket cost to fix identity theft errors doubled from $371 to $631.
About CreditInfoCenter.com:
Founded in 1997, CreditInfocenter.com is a free one-stop destination for consumers looking for free advice on . It advocates the self-help approach to credit and debt management. Kristy Welsh is the author of several books on personal finance, including , a tongue-in-cheek guide to managing your credit. Creditinfocenter also has a free credit repair app which can be downloaded from the Android market.
For More Information on CreditInfoCenter.com:
Good Credit Is Sexy:
For Press and Media:
Kathleen Richards
CreditInfoCenter.com
480-990-3938
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Datum: 28.03.2012 - 16:04 Uhr
Sprache: Deutsch
News-ID 129524
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Personal Finance
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