The Blue Day Predicament
(firmenpresse) - CALIFORNIA, UNITED STATES -- (Marketwire) -- 01/17/12 -- So it seems many of us had a great time this Christmas, with lots of gifts and presents distributed, and happiness and cheer spread all around.
Now that the whole Christmas Spirit has finally withered away, however, we see another emotion rising amongst the citizens. Stress and Anxiety.
The reason is simple. To make the most special day of the year even more wonderful, people are inclined to go a little more over the top. What better way to make Christmas better than to borrow a few loans from here and there, to get those gifts that your spouse or your kids were dying for? Perhaps to have an extravagant dinner with your closed ones, or just to show that your display of the Christmas spirit is the greatest.
The manner through which you raise your finance for this tremendous show is for you to get those loans and incur those debts which you would not usually go for. Either they would be generated through the traditional means, like borrowing from a well off sibling or a relative, or they would be going towards more conventional means, such as through banks, loan agencies, or in some situations, through the Loan sharks.
The tension rises, the anxiety soaring to new heights. Yet what day is it that you really feel the brunt of it all? That day, is called the "Blue Day".
The Blue day is a terminology coined by Sky Travels, as a part of a promotional campaign, to be the most depressing day of the year. The formula was derived by Dr. Cliff Arnell, who was a part time tutor at the Cardiff University.
According to the formula, the exact date for the "Blue Monday" is actually based upon a lot of variables.
Where W is the Weather of the particular day, D = The amount owed by the person in question, T= Time occurred since Christmas, Q = time since you have failed your new year's resolutions, M = motivational levels, which tend to be low, and Na = the feeling that you need to take action, and finally d = The amount that is earned per month.
So what happens? There is a realisation amongst the general populace that the fun time is over, and now it is time to pay up their debts, credit cards otherwise. People start scratching their heads over the proper way to pay up their debts, and many turn towards the currently popular solutions such as the and debt management; which combines all of the debt from different creditors and makes it into a single loan with a lower interest rate. Companies such as the "Federal consumer Relief", which is a registered member of the IAPDA (International Association of Professional Debt Arbitrators) is one those many companies who provide these settlement opportunities to the needy debtors.
Last year's blue day was a bit uncertain, as there were many who claimed that the day was 17th of January 2011, whereas the others said it to be the 24th of January, 2011.
The formula was although created initially by Dr. Cliff Arnell to support his findings for his client Sky Travels, the formula should not be taken too literally by everyone as it can unnecessarily over simplify the complexities of real life experience, and should not be taken too literally. However, there are others as well who believe that the formula holds some merit, and is alright. However, it should not be taken as the sole method of finding out the level of depression for anyone, as everyone is affected by external and internal levels in a different manner.
As far as the media is concerned, it knows that the idea was created to stimulate growth for holidays; it still portrays the "Blue Day" as something tangible, as something that has been mathematically hypothesised and proven to be a scientific statement. That is why the event has been called up every year since 2005 even though it has various flaws to its reasoning, as Ben Goldacre stated that Arnell's terms and equation fail to make mathematical sense even on their own accord.
Hence, the final verdict on the Blue Monday is simple. It was a marketing ploy that was started a few years ago, which had taken up immense popularity in the last few years due to the people in question finding the exact day on which he or she will be most depressed. The main concern is the Post-Christmas Debt crisis, where people are worried because of the extent of the loans they have taken up and how they are going to be paying them back. The date for 2012 is both the 16th as well as the 23rd of January, but since it would be one more bad news amongst so many, it would be better to calculate the Happiest day of the Year, which seems to fall Midsummer, as a manner to lighten everyone's dark moods.
Contacts:
Federal Consumer Relief
6942 Ed Perkic Street
Suite A
Riverside, CA 92504
1-800-679-9755
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Datum: 17.01.2012 - 12:50 Uhr
Sprache: Deutsch
News-ID 104608
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CALIFORNIA, UNITED STATES
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Insurance
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"The Blue Day Predicament"
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