The Holiday Gift of Credit Repair: A Guide

(firmenpresse) - PHOENIX, AZ -- (Marketwire) -- 12/07/11 -- Perhaps you are among those whose credit has taken a nosedive in recent years, for which you are suffering this holiday season. If so, has a holiday gift for you.

CreditInfoCenter.com's online goes into great detail about the theory and logistics behind the credit repair process. Here are the basic steps:

1. It is essential you take advantage of the you are entitled to from each credit reporting agency.

2. Go through your credit report with a fine-tooth comb, making sure you know every item listed, good and bad.

3. . Note, it is important that you dispute all negative items, whether you agree with them or not. It is your legal right to dispute anything on your credit report.

4. CreditInfoCenter.com's free credit repair guide provides for your reference.

5. Send them certified mail so you have proof when the credit bureaus receive them. Bureaus have 30 days to process disputes -- if they can't do it within this time, they must remove the listing.

6. Record when you sent your letters, and the results.

7. Did the respond in time? If not, they must remove the listing.

8. After the credit bureaus have responded to your request, go through your (hopefully) adjusted credit report to note changes, or the lack thereof.

9. . Dispute your negative listings once again, but this time noting different grounds for dispute than the previous time. Any number of things could prove impossible for the credit bureaus to verify.

About CreditInfoCenter.com:

CreditInfocenter.com was founded in 1997 as one-stop destination for consumers looking for free advice on and . It advocates the self-help approach to credit and debt management. CreditInfoCenter Editor and Founder Kristy Welsh is the author of several books on personal finance, including Good Credit Is Sexy, a tongue-in-cheek guide to managing your credit.

For More Information on CreditInfoCenter.com:

Good Credit Is Sexy:



For Press and Media:
Kathleen Richards
CreditInfoCenter.com
480-990-3938

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Bereitgestellt von Benutzer: MARKETWIRE
Datum: 07.12.2011 - 17:49 Uhr
Sprache: Deutsch
News-ID 94824
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